All posts by Jason Bryant

21Oct/22
suv

Dealership Add-Ons: Why You Should Avoid Them

When you’re buying a car, there are a lot of things to think about. Finance a caravan is one of them. You also have to decide what type of car you want, what features it should have, and how much you’re willing to spend.

One thing that many people forget to consider is the add-ons. These extra features or services can be added to your purchase agreement. They can include things like extended warranties, rustproofing, and paint protection. While these extras may seem like a good deal, they often aren’t worth the money.

In this blog post, we’ll explain why dealership add-ons are usually a bad idea. We also have some tips for avoiding them altogether.

They Are Expensive

tiresOne of the main reasons why you should avoid dealership add-ons is because they are expensive. The markup on these products and services is often very high, meaning you end up paying way more than you would if you shopped on your own.

For example, let’s say you’re in the market for a new set of tires. The dealership might quote you a price of $800 for a set of four tires. But if you went to a tire retailer like Discount Tire, you could probably get the same tires for around $600. That’s a savings of $200 just by shopping around.

They May Not Be Needed

Another reason to avoid dealership add-ons is that many of them may not be needed. Remember, the goal of a dealership is to make as much money as possible. So, they’re going to try to sell you things whether you need them or not.

For example, let’s say you’re buying a new car, and the dealer offers to install a GPS for an additional $1,000. Unless you really need a GPS, there’s no reason to spend the extra money. You can easily use your smartphone for navigation these days.

You Might Not Get What You Pay For

In some cases, you might not even get what you pay for when it comes to dealership add-ons. For example, let’s say you’re buying a new car, and the dealer offers to install a remote start system for an additional $500. You might think that sounds like a great deal, but you could easily buy a remote start system at your local auto parts store for around $200. And in some cases, the remote start system that the dealership installs might not even work correctly. You could end up wasting your money altogether.

They Can Often Be a Hassle to Return or Replace

clientHave you ever tried returning something to a dealership that you bought as an add-on? It’s often a huge hassle. The dealership might not even take it back, or they might give you a hard time about getting a refund.

And if you do happen to get a refund, it’s often for much less than what you paid. That’s because the dealership will often charge a restocking fee, or they’ll only give you a partial refund.

The bottom line is that you should avoid dealership add-ons whenever possible. They’re often overpriced, unnecessary, and you might not even get what you pay for. If you do decide to purchase an add-on, make sure you shop around first to get the best price.…

14Jun/22
giving money

Solid Reasons to Teach Financial Literacy to Your Children

Some of us agree that money can’t buy happiness. But let’s talk about the fact. Money is one of the essential things in our lives, and it’s a must to light up our children’s financial literacy sooner. We want them to grow up understanding the value of money and how to handle it responsibly, but sometimes we don’t know where to start. Financial management and planning should be your first thing to teach. You can learn more about it at https://www.theclintoncourier.net/2022/04/19/effective-personal-finance-management-and-planning/. Today, let’s go ahead and discuss why you should teach financial literacy to your children.

Helps Them Become More Responsible With Their Finances

As your children become adults, they will have to manage their finances. Teaching them early on about financial responsibility will help them immensely when they’re out on their own. They’ll know how to budget and save money and will be less likely to make impulsive purchases. Helping your children understand the value of money is one of the most important things you can do for them.

Supports Them to Avoid Making Costly Money Management Mistakes

It’s also important to note that financial literacy isn’t just about learning how to save money. It’s also about understanding how to spend it wisely. Just because your child has a lot of money doesn’t mean they’ll know how to use it wisely. That’s why by teaching financial literacy, you can help them avoid costly money management mistakes. It may include overspending, not investing correctly, and not having an emergency fund.

Understands the Importance of Saving for the Future

Saving remains one of the most critical aspects of financial literacy. Helping your child understand the importance of saving for their future will instill good habits that will last a lifetime. You can start by opening a savings account and helping them set aside money each month. As they get older, you can teach them about investing and how to grow their money over time. You can give a small reward for each money milestone they reach to help motivate them.

savings

Gives a Head Start in Achieving Financial Freedom

Lastly, teaching your children financial literacy gives them a head start in achieving financial freedom. Financial freedom is the ability to live without worrying about money. It’s something we all strive for, and it’s something that your children can achieve if you teach them early on about responsible money management. You’re setting your children up for a bright future by teaching financial literacy.

So there you have it. These are just a few of the reasons why you should teach financial literacy to your children. If you’re unsure where to start, plenty of resources are available online and in libraries. Just remember to take things slow and make learning about money fun for your kids. They’ll be grateful for it later in life.…

01Apr/21
Financial Literacy

Excellent Ways to Promote Financial Literacy for Youths

Financial literacy could be described as requiring essential knowledge and strategies on many fiscal issues to facilitate effective decision-making to help achieve private, family, or community goals. The benefits of financial literacy for seniors could very well be discounted in the long run by their childhood, parents, and other stakeholders. So, it is essential to promote and learn financial literacy among youths. The best way to do it is to join a financial education forum on IX Global. The IX global reviews are excellent, so you should try.

Financial Literacy

Referring to financial literacy for youths, teens scored an average of 58% on a national test of financial literacy. The results also show that more teens are dropping out of school due to financial problems than ever before, and about 85% of those who remain have serious credit card debt. Is there a viable platform that can be used to improve financial literacy among youth?

Embrace the Gaming Technology

Young people have embraced technology. Along with new developments in gaming comes a much better understanding of the technologies of the day. Since the first e-sports were developed, children have become familiar with the technology to enjoy this popular pastime. The massive interest in gaming, combined with rapid technological advancement, has led to increased technological literacy. In some situations, young people can understand modern technology better than their parents.

Sometimes this is used to improve financial literacy. When children are taught about finance within these opportunities, their ability to understand these topics increases, leading to greater literacy in this area, shifting the focus to more virtual and fun education that young people feel comfortable with could be crucial to increasing literacy rates.

Use Various Contents and Media

Financial LiteracyThe expectation that all children will learn about finance through a single, limited medium such as books could be a major reason why youth’s financial literacy rates are shockingly low. Using software to promote financial literacy by providing diverse and appropriate content could help address youth discovery disparity. In this way, more children will learn finance at their own pace and through a more robust medium.

Leverage Videos

Did you know that audio-visual articles are the most lucrative means of attracting the attention of web users? Using a financial education program that includes videos increases children’s financial literacy. Videos are a great educational tool because they can be diverse and educational while engaging students. They are easy to create and can be customized to meet individual students’ needs, rather than being a general alternative to financial education.

Increase the Parental Involvement

The development of financial habits, attitudes, and behaviors in children and knowledge choices are often overlooked, despite their importance. A 2015 study indicates that parents allow them to build historical understanding that could lay the groundwork for improving their literacy by talking to their children about numerous financial topics. How to acquire an allowance, set up an account with a building society, and engage in mature financial ventures, such as accompanying their parents to a lender, were correlated with improved financial literacy.…

14Jan/21
Buying and Selling Gold

A Simple Guide of Buying and Selling Gold as an Investment

History is a perfect way to show that people have always considered buying gold to be an excellent investment. Of all the precious metals on the market today, gold is undoubtedly the most popular. The most common reason people buy and sell gold is they can earn money on gold investments. Also, gold can be an authorized currency worldwide and cannot be tied to a specific place or area with such an investment. Now, let’s take a look further at buying and selling gold as an investment.

Buying and Selling Gold

Scrap Gold and Gold Bars

A fantastic opportunity that does not have as much risk of losing money is to invest in gold. It could be done easily. All you need to do is look for damaged or broken gold jewelry, or perhaps jewelry that you don’t want and don’t want. You could also ask some family members or friends if they have similar items to donate. You will probably market the merchandise you have collected through online auctions or advertisements.

Buying and Selling GoldGold bars refer to an item that comes in the form of jewelry, silver, or gold bars. Coins have a higher value than the rest of the group because both gold collectors and investors seek them out. On the other hand, gold bars are usually sold with a fineness of 99.5 – 99.99 by the famous gold refineries. Every gold bar needs to be marked by the refineries by putting a stamp on each of them. Gold jewelry can be priced higher as the purpose of the craftsmanship and the value of the gold has been taken into consideration.

The Futures of Gold

Gold futures are another thought to increase your income. But only as long as you are willing to take risks. It typically means that you need to predict the cost of gold in the not too distant future. To do this, you will want to open an account with the help of a company that deals in commodity trading. Through this method, you will be able to control a higher value of gold than its cash value.

In such cases, make sure that you do not spend too much. Only the perfect amount of money will fall into your lap. You can also try to buy a contract in this area if you want to invest the money in stocks. The above contracts guarantee that you will get gold at a predetermined price in the future. To find out whether you have won or lost, you have to wait for the contract to reach a decision. You should keep in mind that the companies that deal with this issue will charge you a certain amount of money for each transaction.

Gold Dealer

If you have decided to do this, keep in mind that you must purchase the gold and store it in a personal space, not in certificates or similar files. You can call a gold owner when you have the gold in your hands. Always consider your options when viewing investments: Silver or gold. Gold coins are simple to store or transport. Only buy from companies that are in a trusted position and have the right expertise to offer you the best prices.…